Martin Pelletier
Martin Pelletier writes a regular investment column that focuses on helping individual investors navigate markets, portfolio construction and retirement planning with a clear-eyed view of risk and behaviour. His through-line is translating institutional, macro and product-level complexity into practical decisions for households, while warning against structures and sales tactics that can undermine long-term outcomes.
Investment strategy and market structure
Pelletier’s recent work often looks at how shifts in market structure and institutional behaviour affect everyday investors. He has examined the growing role of hedge funds in buying new Canadian bond issues and the risks this poses for broader fixed-income markets and retail portfolios. He writes on equity market cycles, sector rotations and the disconnects that can open up between Main Street and Wall Street, explaining how these dynamics should inform asset allocation and risk management rather than short-term speculation. Across these pieces he combines macro commentary with concrete portfolio implications, framing complex developments in simple, actionable terms.
Portfolio construction, retirement and wealth management
A recurring focus of his columns is long-term portfolio design and retirement planning. Pelletier writes about building resilient portfolios that can withstand market volatility, drawing on themes such as diversification beyond traditional stocks and bonds, appropriate use of alternative strategies, and the importance of aligning risk exposure with an investor’s stage of life. He breaks retirement into clear phases and discusses how spending, asset mix and withdrawal strategies should evolve across them, stressing sustainability over headline returns.
His work in this area blends investment mechanics with behavioural finance, highlighting how emotions, overconfidence and fear can derail even well-constructed plans if they are not managed.
Product scrutiny and investor protection
Pelletier regularly devotes space to critically assessing investment products and sales practices. In his column on being sold private investments as a “hot deal,” he warns readers to scrutinize illiquid offerings, high-fee structures and promises of outsized returns, and to question alignment of interest when a product is being aggressively pitched. Similar pieces address structured products, niche funds and other complex vehicles, outlining where they can fit in a portfolio and where they primarily serve the seller rather than the buyer.
He is direct about conflicts, costs and transparency, encouraging investors to focus on fundamentals and suitability instead of marketing narratives.
Behavioural finance and investor mindset
Underlying much of Pelletier’s coverage is an interest in investor behaviour and mindset. He writes about common mistakes such as performance chasing, panic selling and anchoring to recent market moves, and suggests practical ways to build discipline through rules-based strategies and clear investment policies. He often contrasts the perspectives of professional managers and retail investors to show how different time horizons and incentives shape decisions.
This behavioural lens runs through his commentary on markets, products and retirement, giving his columns a consistent emphasis on decision quality rather than prediction.
Role and format
Pelletier contributes a weekly column in the masthead’s investment and personal finance coverage, writing in a commentary format that mixes analysis with prescriptive guidance. His articles are typically structured around a single theme or market development, supported by data, examples from current conditions and specific takeaways for investor portfolios. The tone is measured and explanatory, aimed at readers who are serious about managing their own capital and open to reconsidering received wisdom on risk, products and planning.
4 more business journalists.
Aarjavee Raaj
Aarjavee Raaj focuses on how corporate decisions, government warnings and economic trends affect everyday Canadians, using clear, data-driven business and related news coverage. She is a CTVNews.ca journalist with experience reporting on arts, culture, business and more, and her name is pronounced Aar-Za-Vee. Her work links institutional and corporate developments to practical consequences for workers, consumers and families, including corporate losses, retail restructuring, tax schemes and compliance warnings. She reports on workplace trends, economic strain, consumer recalls and health impacts, using survey data, charity reports, regulatory notices and clinical stories to show how macroeconomic and policy issues touch daily life. A digital journalist, she keeps to tight headlines, clear summaries of official statements or data, and a steady focus on what developments mean for people who work, shop and rely on public services.
Abigail Adams
Abigail Adams reports human interest stories that follow how sudden conflict, loss and long-running mysteries reshape the lives of ordinary people in everyday settings. She is a writer-reporter on PEOPLE’s Human Interest team, a role she has held since joining the brand in June 2021. Her work centers on routine days that turn into major events, giving equal weight to what happened and the human cost. She covers minor disputes and errands that end in tragedy, sudden accidents, law enforcement and public safety incidents, and missing-person cases with new developments after years of uncertainty. Her reporting is concise, event-led and built around individual lives, often framed with clear emotional cues while staying grounded in verified facts. Business and workplace contexts appear as backdrops, but the person and their circle remain at the heart of the story.
Akshay Kulkarni
Akshay Kulkarni is a data-led reporter who explains how economic, policy and social forces play out in British Columbia through concrete numbers, records and local case histories. He has worked as a journalist at CBC British Columbia since 2021, focusing on business, labour and resource developments, including tariffs, trade rules, corporate strategies and regulatory decisions. His coverage of critical minerals, Amazon’s impact on jobs and wages, and responsible investment links market shifts to the lived experience of workers, consumers and small businesses. He also reports on infrastructure, energy and land use, such as the Site C project and high-value property disputes, and on policy and social systems, including Indigenous deaths in custody, social media use in harm reduction, and mandatory inquests. His stories are built around original interviews and quantitative detail that show how systems affect communities on the ground.
Alex Karpa
Alex Karpa is a journalist with CTV National News who connects policies, innovations and systems to their effects on people’s lives. His real beat spans health care, research, reconciliation, culture, infrastructure and the regional economy. He reports on treatment access, medical breakthroughs, cancer care, emergency-room failures and health-system accountability. He covers residential school survivors, Indigenous artifact repatriation and the legacy of Louis Riel. His business and economy stories examine the Port of Churchill, sustainable farming technology, small-business theft and the Canada Strong Pass. He also reports on music, climate change, forest fires and honeybee populations. Across television segments and digital stories, he relies on detailed interviews, on-the-ground reporting and specific cases. He uses patients, families, survivors, researchers, businesses and communities to explain wider structural issues and practical consequences.