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Josie Harvey

sbs.com.auAustralia
Interested in
Personal FinanceRetirementTax PolicyInvestment Scams
About

Josie Harvey is a digital editor and journalist at SBS News who covers finance and the economy with a focus on how policy, markets and scams affect household budgets. Her work ranges from guides on superannuation and retirement savings to reporting on investment scams, tax traps and cost-of-living relief. Across articles, podcasts and multilingual explainers, she returns to how complex financial systems shape everyday decisions.

Superannuation and retirement explainers

Harvey writes detailed explainers on how much superannuation people need to retire, including pieces that walk through different target balances and which figures actually matter for an individual’s situation.

She complements this with work on how much money Australians should aim to have saved before leaving the workforce, published for SBS’s language audiences as well as in English. In that coverage she highlights tools such as the official Moneysmart retirement calculator and shows readers how changing inputs like current savings, income and lifestyle affect how long their retirement money lasts.

The emphasis is on translating abstract super rules into clear steps and realistic scenarios rather than generic benchmarks.

Scams, tax rules and protecting investors

A significant strand of her reporting focuses on protecting small investors from financial scams.

In one investigation she documents how sixteen Australians lost $2.7 million in two weeks after responding to stock tips that fed into a pump-and-dump scheme, using the case to spell out red flags such as unsolicited approaches, online ads involving celebrities or “finance experts”, sudden waves of influencer endorsements and pressure to act quickly. That piece also includes practical guidance from regulators, urging people to verify any adviser’s Australian Financial Services licence number against official registers and to use government resources like Moneysmart and Scamwatch before committing funds.

Harvey also explains mainstream investment products, including why more Australians are turning to a $350 billion exchange-traded fund market and what ETFs offer compared with picking individual shares. She uses data on recent inflows into Australian ETFs and expert commentary to show how diversified, low-cost funds are reshaping investing habits. For cross-border property investment, she unpacks stories of Australians eyeing New Zealand real estate for its friendlier tax settings, then outlines the “major catch”: Australian residents are still taxed on worldwide income and gains, meaning the Australian Taxation Office can levy tax on profits from property sold in New Zealand. That coverage dissects capital gains rules, residency obligations and the risk of assuming foreign tax regimes override domestic law.

Cost of living, public money and inequality

Harvey’s finance beat extends into public policy, especially where it intersects with inequality and living costs.

She has examined proposals for a wealth tax that could raise $17.4 billion a year from the very rich, using the story to explore how growing billionaire wealth feeds what one source calls a “vicious cycle” and whether new taxes could disrupt it. Her piece weighs revenue estimates against arguments about fairness and economic side effects, keeping the focus on who benefits and who pays.

On immediate household pressures, she has reported on the federal government’s decision not to extend energy bill rebates, explaining the shift in cost-of-living relief and what it means for people who had been receiving credits on their power bills. She also tracks public money when it goes unclaimed, such as a story on $274.5 million in unpaid Medicare benefits owed to 974,000 Australians, where she lays out the steps people need to take to check whether they are owed a share and how to claim it. In labour and business coverage, she has highlighted the offshoring of skilled Australian jobs beyond call centres, detailing which types of roles are moving overseas and how companies justify those decisions. Across these topics she consistently links policy changes and corporate strategies back to their impact on wages, bills and access to essential services.

Global shocks through an economic lens

While her core work is finance and cost-of-living coverage, Harvey also applies an economic lens to global events and politics. In a piece on the risk of renewed conflict between the United States and Iran, she focuses on how disruptions to oil supply in Asia could drive up prices and create “serious consequences” for Australia, including higher fuel costs and broader inflation pressures. She has also conducted politically focused interviews, such as a discussion with former Biden administration staffer Cory Alpert about Republican and Democrat dynamics during primary elections, framed around what shifting US politics means beyond domestic American debates.

Alongside her reporting, she works as a digital editor at SBS News, overseeing the homepage on editing shifts while continuing to produce targeted finance and policy coverage that keeps large-scale developments anchored in their effect on everyday finances.

Also covering this beat

4 more finance journalists.

AB

Aaron Bell

fool.com.au

Aaron Bell stands out for turning broker research and complex market commentary into clear stories for everyday investors. He writes about the Australian share market as a journalist for The Motley Fool Australia and also works as a freelance journalist and editor focused on financial topics and the Australian economy. His beat covers ASX-listed companies and exchange-traded funds. He writes on broker recommendations, valuation changes, price targets, upside forecasts, earnings results, guidance, and share price reactions. He also covers thematic and emerging markets ETFs, NASDAQ-focused funds, and sectors such as space-related industries. In his reporting, he uses numbers, rating changes, and target prices to explain risk, reward, and what has changed in the business.

Australia·Finance
AM

Adam McCleery

AdNews (adnews.com.au)

Adam McCleery tracks the money and deals shaping advertising and media agencies. He is a journalist at AdNews, covering agency pitches, account moves, media buying decisions, budgets, contracts and settlements. His beat sits between finance, media and marketing, with a focus on advertiser confidence, commercial outcomes and the pressures facing agencies, brands and media owners. He reports on television, streaming, subscription models and platform strategies, as well as artificial intelligence, data, privacy and ad technology. His past work spans print, digital and business-to-business titles. He writes in a straightforward, deal-driven style. He follows how brands review, consolidate or shift agency relationships, and how pricing, measurement, fragmentation, policy and economic conditions affect spending, investment, risk and the value of agency services.

Australia·Finance
AM

Adelaide Miller

abc.net.au

Adelaide Miller is an award-winning national business reporter at the ABC who stands out for linking markets coverage with accountability reporting on how finance, regulation and corporate decisions affect workers, consumers and small businesses. She covers superannuation, small business obligations, the ASX, global indices, inflation, government debt, investor sentiment, cryptocurrency, corporate conduct, mortgage stress, and consumer impact. She reports on the gap between legislative intent and on-the-ground practice, and she often uses data, live markets context, and direct reporting from affected people. Her background includes ABC Investigations, Background Briefing, and Four Corners. She also has reported on AI-driven political campaigning, Telstra’s Senate inquiry scrutiny, family law, and a personal essay on her grandmother’s dementia. She works across TV, radio, online, and podcast formats.

Australia·Finance
AO

Adeshola Ore

The Guardian Australia (theguardian.com)

Adeshola Ore reports on finance and public policy through their effects on everyday life. They are a reporter at the Guardian, covering tax debates, public spending, institutional policy and the communities shaped by them. Their beat also includes politics, rights, social equity, climate, migration, Indigenous policy, agriculture, food safety and public health. Notable reporting has covered bird flu and egg supplies, catastrophic floods, death cap mushroom poisonings, refugee communities, university misconduct and place-naming rules in Tasmania. Earlier work included global climate conferences, international affairs and social policy. Ore reports through live political coverage, ground-level interviews, documents and hearings. They write news features and explainers that clarify complex rules, risks and rights. They also contribute to the Guardian’s daily news podcast, bringing field reporting and interviews with affected communities into wider discussions of politics and policy.

Australia·Finance
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