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David Berman

theglobeandmail.comCanada
Interested in
InvestingPersonal FinanceRetirement PlanningStock Market
About

David Berman is an investing reporter at The Globe and Mail who connects market movements, personal finance and investor behaviour for readers making decisions about their money. He focuses on investing topics, analyzing market moves and exploring ideas that matter to both large and small investors, with an emphasis on clear explanations and practical implications. His coverage ranges from high-profile market events to everyday saving habits, always tying back to how individual investors experience gains, losses and trade-offs.

Investing coverage for everyday investors

Berman’s core beat is investing, and he writes within The Globe and Mail’s Globe Investor and personal finance coverage, where he explains how markets work for individual investors rather than only institutional players. He covers market mechanics, such as stock splits and share consolidations, using straightforward numerical examples to show how changes in share count and price affect holdings. In his stock-splits coverage, he combines these explanations with reader poll results to capture how investors feel about corporate actions, highlighting enthusiasm for stock splits and more cautious views on consolidations. He extends this approach to major events such as initial public offerings, examining how a high-profile listing like SpaceX’s creates very different outcomes for investors depending on when and how they participate. Across these pieces, he treats market news as a real-world case study in risk, timing and investor sentiment rather than a string of isolated headlines.

Personal finance habits and behavioural insights

A distinctive theme in Berman’s work is his focus on personal finance habits and the psychology of saving, where he uses everyday routines as entry points to bigger investing ideas. In a column on saving money by cooking dinner at home, he describes a self-imposed rule in which he pays himself five dollars for every meal his family does not have delivered, turning a routine choice into a structured saving mechanism. He extends this framework beyond food to suggest paying oneself to reduce unwanted habits such as smoking, drinking or mindless scrolling, and to encourage positive behaviours like walking more or learning a new language. In a separate piece on coffee and “brewing” his way to riches, he again uses a familiar daily ritual to show how small, repeated decisions compound into meaningful savings over time. These columns blend first-person narrative, simple math and behavioural cues, illustrating how modest, concrete rules can create investable pools of money that feel attainable to readers who might be overwhelmed by abstract financial advice.

Retirement and life-stage planning

Berman also writes about retirement as a life stage that demands both financial preparation and a plan for staying engaged. In his coverage of retirement, he argues that planning how to remain active and involved is at least as important as the traditional financial planning aspects. He treats retirement not only as a portfolio challenge but as a question of how people will use their time, skills and interests once they step away from full-time work, placing lifestyle alongside savings and income in the discussion. This angle positions retirement planning within the broader context of personal finance and investing, acknowledging that money decisions are intertwined with health, purpose and day-to-day routines.

Narrative, interactive and explanatory formats

Across his body of work, Berman favours formats that make investing and personal finance feel concrete and participatory. His columns often use narrative scenes—from cooking dinner to brewing coffee—to ground abstract concepts like compounding, opportunity cost and habit formation. He supplements this storytelling with explanatory sections that break down technical topics, such as stock splits, into plain-language descriptions supported by simple numerical examples. In pieces built around reader polls, he brings audience perspectives directly into the coverage, showing not just what markets are doing but how investors are reacting and why. The result is coverage that moves between data, explanation and lived experience, giving communications and financial professionals a clear view of how investing stories resonate with everyday investors and what kinds of evidence and narratives he tends to foreground.

Also covering this beat

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Aditya Rangroo stands out for data-rich business reporting that links market moves to everyday consumer experience. He is a business correspondent and Principal Correspondent in The Tribune’s Delhi bureau, with about 15 years of business journalism experience across multiple media brands. His beat covers market data, corporate developments, commodity prices, trade diplomacy, retail innovation, cross-border remittances, and diaspora and culture stories with an economic angle. His recent work has included corporate valuations, export figures, gold and silver prices, India-US trade talks, mystery shopping, a cyber breach at Tata Electronics, and Punjab’s industrial growth and agrarian stress. He writes short, tightly framed stories that foreground the numbers and explain what they mean for businesses, markets, and individual readers.

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Anam Khan

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Anam Khan is a BNN Bloomberg journalist whose reporting stands out for tying energy markets, critical minerals and business conditions directly to Canada’s economic outlook and financial policy. She covers business, energy, mining, financial markets and economic policy, and she explains what shifting data, commodity prices and Bank of Canada decisions mean for companies and households. Her work connects hard data, sector detail and policy implications, from oil prices and inflation to lithium, graphite, small-business closures and tariff pressure on manufacturing. She reports through interviews and analysis, using executives, economists, strategists and resource-sector leaders to walk readers through scenarios and trade-offs. Her past reporting includes coverage for a national public broadcaster, and she often builds explainers around expert reactions, market voices and what happens next.

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Anand Sinha

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Anand Sinha stands out for tracking how large holders, institutional investors, and core infrastructure shape the crypto market through price moves, on-chain data, and corporate actions. He writes about cryptocurrencies and listed crypto stocks for Yahoo Finance, often through stories originally reported for TheStreet’s crypto desk. His beat centers on XRP, whale activity, Coinbase, MicroStrategy, Robinhood, Circle, crypto ATMs, and fintech products tied to digital assets. He also covers Web3, DeFi, blockchain, and fintech. His reporting is short and direct, built around key numbers, dates, wallet records, and market reactions. He uses on-chain data to explain extreme trading outcomes and keeps the focus on how money and power flow through the crypto economy.

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Andrew Galbraith

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Andrew Galbraith focuses on how real portfolios work, cutting through sales pitches and market noise for everyday investors. He is an investment reporter with The Globe and Mail’s personal finance team and writes the Investor Clinic column, applying a “first, do no harm” approach to reader portfolios. His work centres on individual investor decisions, from choosing ETFs, covered-call strategies and DIY brokerages to reacting to geopolitical headlines, global markets and debt risks. Drawing on qualitative investment research and prior global markets reporting, he tests fads and advice against data, diversification, costs, behaviour and long-term outcomes. He treats reader cases as disciplined investing lessons, explains complex topics in plain language, scrutinizes platforms as environments that shape habits and frames major events as context for careful capital allocation rather than cues for speculative trading.

Canada·Finance
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