Rony Roy
Rony Roy covers cryptocurrency and blockchain technology with a focus on how protocol-level design and market structure meet institutional use. He writes for Crypto News and other specialist finance outlets, combining engineering fluency with clear, structured reporting on digital asset markets. An electrical engineer turned tech author, he has spent more than seven years following crypto and fintech, tracking both technical upgrades and the business models they enable.
XRPL’s institutional DeFi stack
Roy’s XRPL coverage shows how he approaches blockchains as live financial infrastructure rather than tokens alone. In his deep dive on XRPL’s institutional DeFi build-out, he traces the ledger’s push toward compliance-native rails for banks, funds, and treasury desks, setting out what is already live, what sits in validator voting, and why the effort could still fail.
He explains amendments such as XLS-65 and XLS-66 in practical terms, describing Single Asset Vaults, fixed-term lending, and on-ledger contracts between lenders and borrowers as components of a lending stack aimed at regulated institutions. He walks through tokenized real-world assets on XRPL, Ripple’s RLUSD stablecoin growth, and the emergence of a permissioned exchange layer, tying each feature back to whether regulated institutions can actually use the system.
Follow-up pieces examine how XRPL’s new lending tools could lock up XRP for fixed terms, the mathematical verification of its lending market, and activation risks, keeping the emphasis on risk management and governance rather than headline price moves.
Bitcoin cycles, price structures, and market drivers
Roy’s macro-market work on Bitcoin cycles and price action treats charts as evidence in a broader story about changing market drivers. In his analysis of whether the Bitcoin halving cycle is dead, he argues that ETF flows, institutional balance-sheet adoption, and macro integration have overtaken the four-year schedule as the main forces shaping Bitcoin’s behaviour. He situates Federal Reserve policy, corporate treasury buying, and ETF inflows alongside on-chain metrics, giving readers a structured view of how crypto has moved closer to mainstream capital markets. Regular price notes on Bitcoin and Ethereum track key support and resistance levels, indicators such as MACD, and intraday ranges, but they are framed within broader market context rather than isolated technical calls. These pieces show him treating short-term moves as part of the larger mechanics of liquidity, sentiment, and structural flows in major coins.
Exchanges, derivatives, and new trading products
Roy spends significant time on exchanges and derivative products, treating them as plumbing that decides how crypto risk is packaged and distributed.
His coverage of Bybit’s Odds contracts breaks down how fixed-return BTC and ETH price views work, including contract types, trading periods from minutes to days, minimum ticket sizes, and the absence of leverage or margin calls. He explains how traders allocate a defined amount of USDT, see potential returns in advance, and take directional or range-based views without liquidation risk, focusing on product design rather than marketing language.
In a feature on Robinhood’s move into CFTC-licensed derivatives, he follows the strategy from distribution partnership to majority ownership of an exchange and clearinghouse, showing how control of order flow and licensing can reshape retail access to event contracts. He connects these developments to competitive dynamics between platforms and to the question of who ultimately owns the customer relationship in crypto-linked derivatives.
Pieces on large, hard-to-price Bitcoin treasuries explore concentration of holdings and valuation uncertainty, tying balance-sheet decisions to broader market stability.
Tokenized securities, real-world assets, and enforcement
Roy’s reporting on tokenized securities and real-world assets follows how traditional finance experiments with blockchain rails. When covering BNK Investment & Securities’ partnership with EverTreasure, he explains how fractional investment products tied to films, performances, musicals, and artworks are structured, and which party handles token issuance, distribution, investor recruitment, and regulatory compliance.
Crime and enforcement stories, such as the international money-laundering network traced through cryptocurrency transactions, stick to factual timelines, transaction paths, and arrest details while noting the links to organized crime and contract killings.
Technical incident coverage, including Ethereum Classic miners reversing a Core Geth migration after a high-severity consensus bug, focuses on node behaviour, impact assessment, and operator guidance rather than sensationalising outages. Across these areas, he keeps the emphasis on how rules, infrastructure, and oversight interact with the movement of digital assets.
Roy’s author biography and professional track record underline a preference for the technological aspects of blockchain and the latest innovations over personality-driven stories. He has worked with multiple blockchain projects and cryptocurrency exchanges, which informs his attention to how new features and products fit into existing systems.
His long-running output across Crypto News and other finance publications shows a sustained focus on crypto, altcoins, and blockchain technology rather than general business news, and his prose is consistent: precise, spare, and oriented around mechanisms, governance, and risk boundaries.
4 more crypto journalists.
Alex Dovbnya
Alex Dovbnya is a staff writer at U.Today who covers the pressure points where crypto markets, regulation and security risk meet, with a focus on institutional fund flows and major infrastructure failures. He writes as both a trader and journalist, producing clear, data-led stories that track how digital assets move, break and get governed. Under the byline Alex Dovbnya and the alias AlexMorris, he has authored more than a thousand pieces for U.Today, CryptoComes and other fintech outlets. His work centers on XRP ETFs and institutional capital flows, crypto legislation and U.S. policy fights, large-scale security breaches and infrastructure risk, and market sentiment in Bitcoin and Ethereum. Across these strands he relies on precise on-chain, ETF and sentiment metrics, treating regulation, hacks and macro commentary as market catalysts rather than occasions for personality-driven coverage.
Alex McMurray
Alex McMurray is a technology and fintech journalist at eFinancialCareers who focuses on the people behind change in finance. He covers crypto leadership, digital asset firms, AI teams, software development, quantitative investing, high frequency trading and technology hiring. His reporting links job titles, skills, reporting lines and compensation to wider shifts in business models and organisational strategy. He has written about JPMorgan’s crypto lab, senior moves between banks and crypto firms, HSBC’s shift from operations to technology, fintech hiring, engineering and quant careers, diversity programmes, university routes into fintech, and banking executives who build startups. He also covers Python and C++ in trading, machine learning specialists and unconventional pay structures. Writing for eFinancialCareers since 2022 and in his current role since 2024, he produces short and long-form stories for specialist audiences, driven by exclusive information, confidential tips and career-focused angles.
Andrew Hayward
Andrew Hayward links crypto markets reporting with Web3 culture and gaming, using two decades in the tech and games press to give his beat a clear business-first lens. He most recently served as managing editor at Decrypt, after earlier roles there as culture editor, hub operations lead, and senior writer, and he now pursues new editorial leadership and content management roles while remaining open to freelance work. His coverage spans news, features, educational explainers, and interviews on crypto, NFTs, AI, gaming, and broader tech trends. He focuses on how listed firms and miners manage Bitcoin treasuries, balance sheets, refinancing, and risk, and how crypto tools and tokens show up in everyday gaming and digital life. He also reviews laptops and hardware for Tom’s Guide and has written on games and technology for more than 100 publications since 2006.
André Beganski
André Beganski covers the business side of cryptocurrency, focusing on how digital asset markets connect to traditional finance, regulation, and tax policy. He is a journalist at Decrypt. His core beat is how professional investors and major financial institutions interpret and move crypto markets. He writes often about Bitcoin and other major tokens, price cycles, analyst calls, and institutional sentiment. His work ties market moves to decisions made by banks, exchanges, and lawmakers, with attention to liquidity, trading costs, and structural pressures. He reports on U.S. legislative efforts that would reshape how digital assets are taxed and reported, and on policy debates as material market factors. He also writes across the wider crypto and blockchain landscape, including altcoins, Ethereum, NFTs, platforms such as Coinbase and FTX, and the legal regimes that govern them.