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Meera Raman

theglobeandmail.comCanada
Interested in
Retirement PlanningPersonal FinanceFinancial LiteracyInvesting
About

Meera Raman focuses on retirement and personal finance with an emphasis on clear, jargon-free reporting that shows how money shapes people’s lives and futures. She works as a personal finance and retirement planning reporter for The Globe and Mail’s Report on Business, where she concentrates on helping readers understand whether their financial choices will support the way they want to live. Her coverage stands out for blending practical guidance with narratives about the experience of retirement, aiming to make complex planning questions feel concrete and human.

Retirement planning and the lived experience of money

Raman’s core beat is retirement and financial planning, and she treats it as a broad lens on how people move from working life into long-term security. She writes about the uncertainty around knowing whether one is truly ready for retirement, including pieces that underline that readiness is only tested once someone is actually living in retirement. Her work examines hidden threats to retirement security that can sit “in plain sight,” highlighting risks that readers might otherwise overlook. She introduces herself to readers as being on the “retirement planning 101” beat, signalling a focus on foundational questions such as how to structure savings, manage timelines and translate abstract goals into specific plans. Across this coverage, she frames retirement not as a static financial milestone but as an evolving stage of life that depends on everyday decisions about debt, savings, investing and work.

Demystifying personal finance and breaking down barriers

Raman’s reporting consistently aims to lower the barriers that keep people from engaging with financial planning. She is described as taking a non-stodgy approach to retirement and personal finance, intentionally avoiding dense, technical treatment of money in favour of accessible explanations and relatable examples. Her work is characterised by breaking down retirement planning by ditching jargon-heavy, one-size-fits-all advice and instead focusing on guidance that acknowledges different goals, incomes and risk tolerances. She covers practical topics such as navigating RRSPs and other retirement savings vehicles, looking at how these tools fit into broader plans rather than treating them as stand-alone products. Within personal finance, she writes about issues like why some people who meet the traditional definition of “millionaire” do not feel rich, using these questions to explore expectations, financial anxiety and how wealth is perceived. This approach positions her coverage as a bridge between technical financial concepts and the everyday choices of readers who may not see themselves as investors but still need to make long-term decisions.

Columns, newsletters and multimedia coverage

Raman builds her beat through recurring formats that give readers regular touchpoints on money and retirement. She writes Business Brief columns that take focused topics—such as the FIRE movement or the idea of being “technically” a millionaire—and use them to examine how different strategies and attitudes toward money play out over time. She also authors a retirement-focused newsletter, Retire Rich, which delivers a weekly mix of fresh news, analysis and practical tips on retirement planning. Her work extends beyond print into events and multimedia: she moderates investor webcasts on setting up a financial future, drawing out insights from financial experts and advisors for a general audience. Raman appears as the retirement reporter on The Globe and Mail’s personal finance podcast Stress Test, a show aimed at millennials and Gen Z, bringing her retirement lens to younger listeners who are still far from retirement but already making decisions that will shape it. She features in video content that offers money management insights tied to her reporting, reinforcing the same themes of accessibility and everyday relevance in short-form formats. Through these columns, newsletters, podcasts and events, she develops a consistent voice that treats retirement and personal finance as ongoing conversations rather than one-off decisions.

Focus within finance

Within the broader world of finance coverage, Raman stays close to the personal side of money rather than corporate or market beats. Her reporting centres on retirement planning, personal budgeting, savings, debt management and the behavioural aspects of how people think about money. She pays particular attention to how different generations approach retirement and investing, including younger readers who are navigating student debt, housing costs and early career earnings while trying to plan decades ahead. By coupling explanatory pieces on tools like RRSPs with stories about feelings of wealth, risk and readiness, she positions her work as a guide for readers trying to understand both the numbers and the emotions involved in long-term planning.

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