Jack Kubinec
Jack Kubinec covers the intersection of crypto markets, institutional finance, and emerging financial technology for Fortune, with a focus on how blockchain and digital assets move from the crypto-native world into mainstream business and policy. His reporting follows the money, tracing how major banks, payment networks, consumer brands, and startups build, trade, and regulate crypto infrastructure.
Institutional moves into Bitcoin and digital assets
Kubinec’s work consistently tracks how large financial institutions and asset managers adopt and package crypto for traditional investors. He has detailed Goldman Sachs’ entry into Bitcoin exchange-traded funds, highlighting a product one analyst branded “boomer candy,” and placing it within Wall Street’s broader push to make crypto palatable to conventional portfolios.
He has examined Morgan Stanley’s Bitcoin ETF launch, emphasizing how one analyst ranked it in the top 1% of ETF debuts, a sign of intense demand at the institutional level. His coverage of Harvard’s endowment has zeroed in on SEC filings showing the fund rapidly reshaping its crypto exposure, including buying and then selling a substantial Ethereum stake within a single quarter and steadily reducing Bitcoin ETF holdings over multiple reporting periods.
He also follows market sentiment around landmark price moves, such as Bitcoin breaking $80,000, tying those swings directly to developments like the CLARITY Act, a proposed regulatory framework for crypto.
Crypto infrastructure, exchanges, and funding rounds
A significant portion of Kubinec’s beat is early-stage and growth funding for companies building the rails of the crypto economy.
He covers deals such as MoonPay’s $100 million all-stock acquisition of DFlow, a Solana trading infrastructure platform, drawing out how payments firms use M&A to consolidate key pieces of the on-chain trading stack. His reporting on Variational’s $50 million Series A explains how the startup aims to bring liquidity from traditional markets onto blockchain rails, showing how capital markets infrastructure is being rebuilt for on-chain settlement.
He has profiled exchange startup Liquid’s $18 million Series A, focusing on leveraged trading products and the competitive dynamics among upstart derivatives platforms. Kubinec also follows crypto-native projects with consumer and regional ambitions, including a 19-year-old Thiel fellow raising $7.3 million to build an African super app called Swoop that combines financial services into a single mobile experience.
His exclusive on LG Electronics launching a blockchain to place and sell ads fits the same pattern, illustrating how large consumer device companies experiment with tokenized advertising and new revenue models.
Regulation, risk, and market integrity
Regulatory risk and market integrity are through-lines in Kubinec’s coverage, especially where opaque practices collide with retail investors and political branding. He has reported on Trump-backed World Liberty Financial’s WLFI token crashing to an all-time low, using blockchain data and loan records to show how hundreds of millions of dollars’ worth of tokens were lent from project-controlled wallets to a decentralized platform tied to its CTO, and how that activity undermined investor confidence.
His story on Tether extending $127.5 million in funding to the Drift platform, while critics attacked rival Circle for not freezing hacked funds, contrasts different stablecoin operators’ responses to security incidents and the expectations placed on centralized issuers in decentralized markets. Kubinec has also covered Jamie Dimon’s annual letter warning about rising crypto competition and calling for the rollout of internal blockchain technology, situating bank leadership’s public skepticism within their private push to adopt the same tools.
In his Bitcoin CLARITY Act coverage, he connects legislative momentum to price action, underlining how regulatory clarity - or the promise of it - can change the risk calculus for both institutional and retail participants.
AI, payments, and autonomous financial agents
Kubinec extends his beat into AI-driven finance, especially where autonomous agents touch payments, compliance, and consumer protection. He has covered Nava’s $8.3 million seed round to keep AI financial agents “from going off the rails,” explaining how the startup designs safeguards around algorithmic decision-making in money management and trading.
His reporting on American Express releasing tools for AI-powered payments focuses on how the company gives developers new capabilities while pledging to absorb the cost when agents make mistakes, bringing liability and trust to the forefront of AI payments. He has written about Greenboard’s $15.5 million funding to prevent compliance from slowing down business in the AI era, highlighting tools that automate regulatory workflows for companies deploying advanced technologies. In his coverage of founders backed by Andreessen Horowitz and Apple alumni raising $20 million to bring AI to “real economy” businesses, he connects AI infrastructure to the same themes of scalability, risk control, and financial viability that run through his crypto work.
Alongside these AI-focused stories, Kubinec has reported on platforms like Eisen, which raised $18.5 million to help Americans recover forgotten funds, reinforcing his interest in technology that changes how ordinary people access and manage their money.
Profiles of traders, builders, and market participants
Beyond products and policy, Kubinec writes character-driven pieces that show how individual actors shape and experience crypto markets. He has profiled Joe McCann, a high-profile crypto trader detained in Tanzania after the sudden death of his influencer fiancée Ashly Robinson, using the case to explore the human and legal risks surrounding international trading and social-media-driven finance. His startup and founder coverage regularly surfaces the motivations of entrepreneurs behind projects like Swoop, Liquid, Nava, and other crypto and fintech companies, tying personal narratives to technical and market developments.
Taken together, his stories present crypto not just as a set of price charts and protocols but as an ecosystem of traders, founders, executives, and institutions whose decisions are increasingly entangled with mainstream finance and technology.
4 more crypto journalists.
Alex Carchidi
Alex Carchidi treats crypto as a long-term investment class for retail investors, focusing on portfolio construction rather than short-term trading noise. He is a healthcare and cryptocurrency analyst at The Motley Fool whose crypto analysis is carried by Yahoo Finance, with a beat centered on Bitcoin, Ethereum, Solana, XRP, and AI-driven crypto projects. His coverage of Bitcoin emphasizes cyclical behavior, halving cycles, momentum, and sentiment, and what those mean for allocation, time horizons, and volatility. He explains how protocol design and new use cases in Ethereum, Solana, XRP, and AI-focused tokens can translate into durable investment theses. He writes in a straightforward, explanatory style, giving practical guidance on crypto exposure, dollar-cost averaging, risk management, and market structure. His broader work includes equities and thematic investing in biotech, pharma, cannabis, and digital asset companies, grounded in prior experience as a bench scientist and science writer in biopharma and biomedical research.
Allie Garfinkle
Allie Garfinkle covers the people, capital, and technology moving private markets, with crypto treated as part of dealmaking around AI and frontier startups. She is a senior writer and editor at Fortune and edits Term Sheet, its weekday newsletter on venture capital, private equity, and startup funding. Her reporting focuses on new funds, rounds, exits, software, infrastructure, AI, cybersecurity, climate tech, health tech, consumer brands, and private-market risk. She has covered Laravel, insurtech funding, OpenAI, Demis Hassabis and Isomorphic Labs, Nikesh Arora, and the role of AI in climate-tech deals. She also hosts the Term Sheet podcast, contributes to BBC’s Business Matters, co-chairs the Brainstorm conference series, and moderates industry events. Earlier, she covered Amazon, Google, and Meta and helped produce PBS Frontline business documentaries. She explains wider market shifts through individual companies, deals, data, and investor perspectives.
Anastasia Chernikova
Anastasia Chernikova covers crypto and digital assets as financial and business infrastructure, with equal focus on market structure and the people inside it. She writes for Forbes on crypto markets, digital asset infrastructure, fintech rails and the human impact of 24/7 trading. Her work sits at the intersection of crypto, artificial intelligence and mental health, linking technical trends to leadership and long‑term resilience. She reports on altcoins, DeFi losses, prediction markets, tokenized real estate, institutional adoption and distribution platforms that could accelerate mainstream use. A second strand tracks how AI and automation reshape crypto and financial workflows, from AI agents acting like employees to social trading feeds and stablecoin rails. She runs Vivid Minds, a newsletter publication on resilience and the psychological costs of high‑pressure careers, and draws on extensive founder and investor interviews to build narrative‑driven features.
Anushka Basu
Anushka Basu covers the points where digital assets, listed companies and policy decisions meet, with crypto markets stories driven by hard numbers rather than hype. She is a crypto markets reporter and staff writer at Stocktwits, and her work on Yahoo Finance centers on Ethereum treasuries, crypto-linked capital raises and how altcoins move against the larger market. She spends repeated time on Bitmine Immersion Technologies and other crypto-treasury names, tracking ETH holdings, staking levels, capital stacks and funding choices to show how companies finance digital asset accumulation. Her beat runs through crypto-linked equities and mining infrastructure, treating index moves, listings, contracts and preferred dividends as catalysts for equity and income investors. Alongside company coverage, she reports on altcoin performance, market cycles, token flows and regulatory risk, translating on-chain and market structure concepts into clear, accessible, technically detailed stories.