Brian Njuguna
Brian Njuguna is a seasoned crypto journalist at Coinpaper who focuses on blockchain innovation, market trends, and regulatory developments. His work is distinguished by a sustained focus on the XRP Ledger as financial infrastructure and by a habit of grounding macro narratives in concrete metrics such as asset volumes, percentage moves, and transactional activity. He brings an economics background to his reporting, using data-driven analysis to make complex crypto topics accessible to a wide audience.
BRICS payment push and XRP Ledger in global finance
Njuguna consistently situates XRP Ledger coverage within broader shifts in global payments, using geopolitical and institutional developments as the frame for technical stories.
In his piece on the BRICS payment initiative, he examines how the bloc’s new settlement architecture places the XRP Ledger on the radar as a candidate for cross-border value transfer, connecting diplomatic and economic moves to specific blockchain capabilities. He extends this macro lens to multilateral institutions, highlighting an IMF report that puts XRP Ledger at the center of plans to support bank-issued stablecoins and formalizes the protocol’s role in regulated finance.
Regulatory discussion is part of the same thread, with his coverage of the CLARITY Act emphasizing that XRP’s growth trajectory is not derailed by legislative uncertainty, underscoring how infrastructure and market adoption can advance even when rules remain contested.
XRP Ledger tokenization, stablecoins, and RLUSD growth
A central strand of his beat is the tokenization of real-world assets on XRP Ledger and the emergence of stablecoin-based payment rails. Njuguna follows the growth of on-chain assets from milestone to milestone, documenting how XRP Ledger surpasses the 1 billion mark in tokenized assets and framing that figure as a new chapter in its evolution from speculative asset network to multi-asset settlement layer.
He tracks the surge in real-world asset activity, reporting an 875% increase as tokenized instruments approach the $2.5 billion level, and uses those numbers to show how institutional and enterprise use cases are beginning to dominate ledger traffic.
On the stablecoin side, he covers how RLUSD and related products move from launch to multi-billion circulation, tying record XRP ETF volumes and more than $2 billion in RLUSD supply to the maturation of XRP-linked liquidity as a bridge between traditional markets and crypto rails. These stories together show a reporter who treats tokenization and stablecoins as measurable infrastructure trends rather than marketing narratives.
Banks’ Bitcoin gold rush and institutional crypto adoption
While XRP Ledger is a core focus, Njuguna also reports on how banks and major platforms are repositioning around Bitcoin and other digital assets. In his coverage of the “Banks’ Bitcoin gold rush,” he charts the shift from institutional scepticism to active accumulation, framing banks’ pursuit of Bitcoin exposure as a scramble to secure yield, relevance, and client demand in a changing financial system.
He complements this macro adoption story with close tracking of market structure, writing on how exchanges such as Upbit and Binance manage XRP liquidity and how deviations from prior highs may signal stress or opportunity in specific trading venues. His reporting on XRP open interest hitting a two‑month high as on‑chain transactions jump by 280% combines derivatives metrics with network activity, illustrating how leverage, spot flows, and protocol usage interact.
When he connects these dynamics to record ETF volumes, the emphasis remains on how institutional instruments are reshaping access to crypto exposure rather than on retail speculation.
Ripple, SWIFT, and infrastructure for cross‑border payments
Njuguna regularly covers the contest over the future of cross‑border payments, using Ripple, Stellar, and legacy networks as anchors for his analysis. In his reporting on SWIFT’s “new reality,” he explores how Ripple and Stellar technologies could become essential for the legacy network to stay relevant, treating interoperability and tokenization as strategic rather than purely technical issues. He follows product launches that illustrate this infrastructure shift on the ground, such as the rollout of an XRP Ledger‑powered RedotPay Visa card across 100 countries, and examines how such deployments translate blockchain capabilities into everyday payments and card usage. Through interviews and executive commentary, including pieces on Ripple’s leadership reframing tokenization as the true focus of global finance, he shows how corporate strategy is increasingly oriented around asset representation and programmable liquidity rather than simply around cryptocurrencies as standalone instruments. Across these stories, the emphasis is on the rails and standards that may underpin future cross‑border transactions, with XRP Ledger positioned as one of several competing infrastructures.
XRP Ledger upgrades, DeFi, and protocol governance
Another recurring theme in his work is how XRP Ledger’s technical roadmap interacts with emerging DeFi, NFT, and payment use cases. Njuguna writes on protocol amendments such as the revived batch amendment designed to support advanced DeFi and NFT functionality, explaining how changes at the code level can unlock new categories of applications and flows on the network.
He links these governance and upgrade stories to the growth of tokenized assets and RWA volumes, underscoring that software decisions and ecosystem votes are directly tied to tens of billions in potential on‑chain value.
His coverage of XRP’s resilience in the face of evolving regulation and competition reinforces the point that protocol development, asset performance, and regulatory posture are all part of a single infrastructure narrative rather than isolated beats. Before focusing so tightly on XRP‑related infrastructure at Coinpaper, he reported more broadly on cryptocurrency and blockchain developments for other specialist outlets, which informs his ability to place XRP stories within the wider digital‑asset landscape.
4 more crypto journalists.
Alex Dovbnya
Alex Dovbnya is a staff writer at U.Today who covers the pressure points where crypto markets, regulation and security risk meet, with a focus on institutional fund flows and major infrastructure failures. He writes as both a trader and journalist, producing clear, data-led stories that track how digital assets move, break and get governed. Under the byline Alex Dovbnya and the alias AlexMorris, he has authored more than a thousand pieces for U.Today, CryptoComes and other fintech outlets. His work centers on XRP ETFs and institutional capital flows, crypto legislation and U.S. policy fights, large-scale security breaches and infrastructure risk, and market sentiment in Bitcoin and Ethereum. Across these strands he relies on precise on-chain, ETF and sentiment metrics, treating regulation, hacks and macro commentary as market catalysts rather than occasions for personality-driven coverage.
Alex McMurray
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Andrew Hayward
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André Beganski
André Beganski covers the business side of cryptocurrency, focusing on how digital asset markets connect to traditional finance, regulation, and tax policy. He is a journalist at Decrypt. His core beat is how professional investors and major financial institutions interpret and move crypto markets. He writes often about Bitcoin and other major tokens, price cycles, analyst calls, and institutional sentiment. His work ties market moves to decisions made by banks, exchanges, and lawmakers, with attention to liquidity, trading costs, and structural pressures. He reports on U.S. legislative efforts that would reshape how digital assets are taxed and reported, and on policy debates as material market factors. He also writes across the wider crypto and blockchain landscape, including altcoins, Ethereum, NFTs, platforms such as Coinbase and FTX, and the legal regimes that govern them.